Plan Flying Without Pants

I am all for 'flying by the seat of your pants' and 'living life in the moment' and 'being spontaneous to throw caution in the wind'.  However, I have noticed that because my yesterday's were well prepared, that today I am able to be carefree.  Flying by pants seat implies that a plan was executed.

Everyday we are either preparing or repairing.

There are only three points that matter for any planned spectrum:  behind, on target, or ahead.  Progress therefore becomes a matter of managing where you are on the spectrum.  Today's incompletes become tomorrow's urgencies. 

Getting about five differnt things, mostly unrelated, done in a day is great, until tomorrow comes and I realize that those five things from yesterday doubled to 10 things to follow up on.

Winsome: sticking to the plan today makes some tomorrow very grateful

Losenone: when things are going well, that is for a reason - usually because of sticking to the plan.  don't get crazy and detour too far from the path that is getting me where i want to go.

Coin Limits

Under what circumstances is it okay to dip into my savings? To ask this question means that I have not created rules to govern my saving habits (which alludes to how rebellious I am with my saving and spending habits). I’ve simply created a bucket called “savings” and put money in there and then I said to myself that I would not touch it. If I were a business, then my profits would be the equivalent to my savings.  My main, even primary concern is profit, as a business.  Then the question can therefore become, when is it okay to spend some profit?  My profit is similar to me paying myself; how have I earned my pay?  The things I buy with my savings – profit – salary equal my time.  My time becomes the cost of objects. What is worth my time?

Winsome: setting rules for account transfers creates the utmost security; make rules strict, make penalties stiff, and create good financial habits.

Losenone: do not handle designated saving accounts as ordinary accounts.  Saving accounts definitely do not hold disposable income. I must hold this money to a higher standard; make it heavier so that it is not so easy to move.