Not a cool statement to say to your girlfriend, or significant other. Especially, when the reason why you don't have money is because you are spending it elsewhere. The importance of the expenditure is irrelevant semantics. All that is heard is "I can't ...with you".
If money is your only obstacle, then you really have no obstacles. If cost is the only deterrent, then cost becomes your excuse - understanding the only difference between an excuse and a reason is someone caring. If money becomes the concern then let creativity become the main influence of what can be done. “Cheap” and “free” can be exhilarating.
Imagine when you get a stylish outfit for really cheap, and it still gets a lot of compliments - how good does that fee? Well, a good time can be no different than they stylish outfit.
There is a free and/or cheaper alternative for everything to do in NYC.
Be interpretive, translate desires. I want to go out for drinks and fun can mean I want to feel free of concerns and responsibilities, even if only for one night. I want to go to the movies can mean that I want to see something new and visually stimulating. An acceptable alternative can be the new exhibit at the museum, as most museums accept donations instead of entrance fees. Or go to the botanical garden for a elongated walk learning new things together. You can even enjoy the skyline to Roosevelt Island. Simply, simple and thrilling.
Signup and utilizes sites like Club Free Time, providing creative outlooks for things to do.
Bottom line, money does not dictate quality. Experiences are nothing and are valued as priceless, much more, experiences with someone special are eternal in memory.